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Points: How They Benefit You

Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the ...

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Beginner’s Guide to Indoor Flowering Plants

Image by bernswaelz from Pixabay When you hear “easy house plants” you might not immediately think to include flowers. You might have even heard tragic and frustrating tales about orchids or other extremely particular flowering plants that require meticulous maintenance and a green thumb. However, there are a wide variety of ...

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When You Can Only See a Property Once

If you’re searching for a new home within a tight time frame or searching for an out-of-town property, you may not have time to make multiple visits. In fact, you might only get a chance to view a property once before deciding whether or not to make an offer. In ...

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