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Today is the perfect time to consider purchasing a home

Purchasing a home is a goal many folks have, however due to the changing nature of the real estate market and the cost of living increasing, many aren’t sure when to start their home buying journey. They say there’s no time like the present, and this rings true for home buying. There’s ...

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Why Bargain Hunting is a Bad Idea

It seems like every month there is a new website offering deals on everything from electronics to travel. In fact, the “coupon industry” is booming. This trend has conditioned people, more than ever before, to look for bargains and become determined to pay well below the market price for merchandise. There’s ...

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Points: How They Benefit You

Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the ...

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